January 10, 2002 

Crossgrove: CES official insurance provider

We are pleased to announce that we have endorsed Crossgrove & Company Financial Services Ltd  as our official provider of financial risk management products for all CES members and their families. On behalf of the CES members, Crossgrove & Company have approached Canada’s leading suppliers of individual insurance and successfully negotiated top plans with discounted rates.

As a CES member you have access to a broad range of valuable products:

• Disability Insurance — comprehensive cost and plan comparisons give the ability to match each CES member with the most appropriate plan at preferred rates; 15% annual discount currently available.
• Critical Illness — provides a tax-free lump sum in the event of a catastrophic illness (e.g., cancer, heart disease or stroke) at discounted rates.
• Health, Dental & Travel Plans — speciality CES health association plan.
• Life Insurance — preferred, discounted rates available to CES members.

If you have indicated on your membership form that your name and address can be used for commercial purposes, a representative from Crossgrove & Company will contact you over the next few months. We would encourage you to give them a few minutes of your time. If you did not indicate this on your membership form at the time and would like to receive further information on the member insurance available, please contact our National Office at (613)725-2526, or by e-mail at ces@thewillowgroup.com .

Sincerely,

Nancy Porteous
President

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